Conventional home mortgage

Conventional home mortgage

Ron Holt may consider that a conventional mortgage loan is the best option for your new home loan.

Conventional loans are also available with low down payment requirements (with qualifying credit requirements).

Conventional loans can be used to finance 2nd homes, investment properties, single family residences and condos. Conventional loans with 80% or lower LTV (Loan-to-Value) ratio will not require mortgage insurance added to the payment.

Conventional loans are also a good option when considering a condo that is not approved by FHA or VA. Conventional loans can be financed as a 10 to 30 year fixed, as well as 7/1, 5/1, 3/1, and a 1/1 adjustable rate mortgages (ARMs.)

Ron will go over your own personal situation and make his expert recommendation for what would be the best home loan for your financial situation.

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